Rates

24 Hour Audio Response Line (316) 978 3121

My CU Credit Card Information

Rates

Loans / Shares

Loans

Campus Credit Union Loan Rates

Effective August 21, 2008

New and Used Auto Purchase
2004 and Newer
Up to 72 Months
As low as 4.50%* - 9.65%

Used Auto Purchase or Refinance
2003 or Older
Up to 60 Months
As low as 6.00%* - 11.25%

*Lowest rate reflects discounts for
downpayment and automatic payment.

Unsecured Loan
Up to 48 Months
As low as 9.40% - 17.00%

Purchase Money
Boats, RVs, Motorcycles, Etc.
Up to 60 Months - ADD .50% to 2003 or Older Rate
61 - 120 Months - ADD 1.00% to 2003 or Older Rate

Expandachek (Line of Credit) 17.00%

Advantage Line of Credit 8.90%**
**Credit Score 670+

Share Secured Loan
Up to 36 Months
4.00%

Certificate Secured Loan
ADD 3.00% to Certificate Rate

Visa Credit Cards
Limits from $500 - $10,000
Purchase Rates As Low As 12.90% - 18.00%
Cash Advance Rates As Low As 8.90% - 18.00%
Fixed Rates

Second Mortgage***
Up to 180 Months
As low as 6.25%

Lowest rate reflects discount for
automatic payment.

Home Equity Line of Credit
Up to 84 Months
8.25%
- No closing costs paid by member
- $200 Application Fee

Rates quoted "As low as" are determinded by underwriting
guidelines including members credit bureau score from
Trans Union and term of loan. An Origination Fee of 1%
not to exceed $100 may apply. All rates are subject to
change without notice. Mortgage lending for owner
occupied and limited to the following counties: Sedgwick,
Butler, Harvey, Cowley, Kingman, Reno and Sumner.
***Closing costs will be be paid by member.

Contact a credit union loan officer at 316-978-3666 for
more information.

Top

CURRENT SHARE RATES AS OF 8/21/08
	APR	APY
Advantage Checking Account:
$100-1,499	0.25	0.25
$1,500 and over	0.50	0.50

Regular Share Account:
$100-2,999	0.50	0.50
$ 3,000 - 9,999.99	0.75	0.75
$10,000 and over	1.25	1.26

Share Certificates:
3 months	2.00	2.02
6 months	2.00	2.02
12 months	2.50	2.52
18 months	2.50	2.52
24 months	4.00	4.06
36 months	4.25	4.32
48 months	2.75	2.78






Share IRA Accounts:
$ 500 and over	1.25	1.26

Club Accounts:
$ 5 and over	0.75	0.75

IRA Certificates:
12 months	2.50	2.52
18 months	2.50	2.52
24 months	4.00	4.06
36 months	4.25	4.32
48 months	2.75	2.78

Back to Top

Top

Note: The Credit Union retains the right to determine which of the above terms will be approved on any loan request. All interest rates printed are annual percentage rates (APR*). All rates are subject to change without notice. All loans can only be against owner occupied property.

*Variable Rate Index used is the U.S. Treasury Security Adjusted to a Constant Maturity of One Year. Rate will change semi-annually on January 1 and July 1. Rate will never be higher than 18.0% APR or less than 7.0% APR. Any interest rate increase will result in more payments of the same amount. Any interest rate decreases will result in fewer payments of the same amount.

**Variable Rate Index used is the 11th District Cost of Funds. Rate will change semi-annually on January 1 and July 1. Rate will never be higher than 18% APR or less than 7.0% APR. Loan payments may change with each advance. Payment may also change if the annual percentage rate increases or decreases.

Campus Credit Union, 1845 N. Fairmount, Box 65, Wichita, KS 67260-0065
Voice: (316) 978-3666 - Fax: (316) 978-3523
Lobby Hours: M-Th 9:00 a.m. - 4:30 p.m. Drive-Thru: M-F 7:30 a.m. - 5:30 p.m.